Credit bureaus Mississippi

GOVERNMENT CREDIT REPORTS IN UNITED STATES In United States, there are three agencies that have been authorized by the federal government to issue credit reports.

Whether a person desires or not, the three credit reporting agencies viz. Trans Union, Equifax and Experian, have to submit the credit report of a person at least once in a year as per the Fair Credit Reporting Act . This report is issued to all the lenders that make request for the same . If a person wishes, he can also get his government credit report free of cost by requesting the government agency based in Atlanta in the state credit bureaus Mississippi of Georgia. This credit report is provided to a person free of cost and can be had by way of mail or phone . Generally a person is able to get the free government credit report within 15 days credit bureaus Mississippi of making the request . There are some prerequisites for getting the free government credit report .

A person is required to give his name, address, social security number or the identification number and date of birth . It is very important to note here that as credit bureaus Mississippi per the federal law in the credit bureaus Mississippi United States, a person can obtain his free credit report from the government if he has been denied credit by any financial institution or by other such lender, if any company has taken any type of unfavorable action against him ; when his application for the insurance or employment have been rejected etc . 3 credit report free The reader should note that for getting free credit report from the government agency, a person must make a request for the same within 60 days of receiving the notice relating to the unfavorable action .

If a person thinks that his credit report provided by employer, lender etc is inaccurate or is unacceptable, he is entitled to get the free government credit report.

In case of identity theft also, a person can demand for the free government credit report . Since the credit report contains all the financial history of a person, it can affect the person in many ways . If a bad credit remark is made in the credit report of a person, it is not removed credit bureaus Mississippi until 10 years . THE CONSEQUENCES OF GOVERNMENT CREDIT REPORT There are many consequences of free government credit report. get your free credit report online It is a huge relief for all the people living in United States credit bureaus Mississippi to get the free government credit report once a year. A person can easily know about his credit credit bureaus Mississippi score and if he wishes, he can go for taking a loan that can improve his credit rating and scores . Since a person is entitled to get the free report once a year, he can plan for taking loan and other credit facilities accordingly . It is advised here that even if a person does not require the government credit report for any reason, he should get it once in a year to know if everything is all right or not.

This is because it has been seen in many cases that due to identity theft, fraud etc, and a person become a victim of the act that he has never committed.

If the credit bureaus Mississippi free government credit report contains any such mentioning, the person should get the problem fixed, before it affects him in any way or affects his credit score. Since the government free credit report is provided to the person whose name appears in the report, no other person can apply for the free government credit report . In the past years, the free government credit report has helped many people in getting fair treatment and fighting theft, fraud etc. free credit report without a credit card

In current times, people living in all the 50 states in credit bureaus Mississippi U .S can ask for the credit bureaus Mississippi credit report from various credit rating agencies .